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Documentation
Documents Required for Home Loan
Pay U Loans in collaboration with India’s Leading Banks and NBFCs offers you a range of Home Loans at attractive interest rates, flexible tenures, and easily affordable EMIs so that you can at last acquire a home that you envision without excessive debt burden.
Documents required for a Home Loan application are more or less the same, but may differ based on your Home Loan plan, the purpose of your loan, your individual credit profile, etc.
- Aadhaar Card
- PAN
- Voter ID
- Passport
- Driving License
- Any of the above Identity Proof with Permanent Address
- Birth Certificate
- Bank Passbook
- Electricity Bill
- Telephone Bill
- Post-Paid Mobile Phone Bill
- Water Tax Receipt
- Property Tax Receipt
- LIC Policy Receipt
- Recognized Public Authority Verification Letter
- Sale Deed
- Stamped Agreement of Sale
- Allotment Letter
- No Objection Certificate or NOC
- Housing Society
- Builder
- Possession Certificate
- Land Tax Receipt
- Construction Cost Estimate
- Bank Account Statement of Payment Made to Seller or Builder
- Payment Receipt of Payment Made to Seller or Builder
- Incase of resale property share certificate is required
- Occupancy Certificate
Additional Documents
Additional Documents Required
Salaried Individuals
Self-Employed Individuals
Salaried Individuals
- Form 16
- Employee Identity Card
- Employer’s Certified Letter
- Increment or Promotion letter
- 3 Months Salary Slip
- 6 Month Bank Account Statement
- Duration of Employment Evidence
- Appointment Letter
- Confirmation Letter
- Promotion Letter
- Increment Letter
- 3 Years IT Returns
Self-Employed Individuals
- Proof of Business
- PAN
- GST Registration Certificate
- Trade License
- Partnership Deed
- Article of Association
- Memorandum of Association
- Import Export Code
- SEBI Registration Certificate
- ROC Registration Certificate
- Financial Statement Audited by CA
- Profit & Loss Account Statement
- Balance Sheet
- 6 Months Bank Account Statement
- 3 years Income Tax Returns
- Professional Practice License for Doctors, Consultants, etc
- Registration Certificate of Establishment for Shops, Factories, and Other Establishments
- Business Address Proof